Gemini applies strict AML screening, so check your wallet for sanctions, mixer and stolen-fund exposure first; Plastron runs that screening free and privacy-first, showing flags before your deposit reaches Gemini.

Gemini is a New York-chartered trust company licensed by the New York State Department of Financial Services, one of the most demanding regulatory environments for cryptocurrency in the world. The NYDFS BitLicense and trust company charter require Gemini to maintain AML programs that meet the same standards applied to traditional banking institutions — including formal policies for customer due diligence, suspicious activity reporting, and sanctions screening. This is not optional compliance theater: Gemini operates under consent orders and examination schedules that subject their AML program to direct regulatory scrutiny. The result for users is one of the most conservative compliance environments in crypto. Gemini applies blockchain analytics to all deposits and has frozen accounts over indirect sanctions exposure, mixer involvement, and transactions linked to prior exchange hacks. Their compliance team requests source-of-funds documentation for flagged accounts and has cooperated with US law enforcement and OFAC investigations. If your wallet has any compliance risk, Gemini is likely to find it. Screening yourself first with Plastron lets you understand your exposure before you deposit.